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Applications submitted on this website may be funded by one of several lenders, including: FinWise bank, a Utah-chartered bank Member FDIC; Coastal Community Bank, Member FDIC; Midland States Bank, Member FDIC; and LendingPoint, a licensed lender in certain states. All loan determinations are subject to credit review and approval, and rates and fees are subject to change. No information on the Site should be construed as a guarantee of specific lending results. Not all applicants will qualify for all loan products offered. When making a credit decision, including determining applicable annual percentage rates, Lenders may consider credit score, loan amount, loan term, credit usage and other information, or additional factors. Individual applicants, among other things, must be U.S. citizens or permanent residents, must be at least 18 years old or the age of contracting majority in the borrower's state of residence, must have a valid bank account located in the United States, and must have a valid social security number. To apply for a loan, you will need to register on the Site and provide requested information and/or documentation. You represent and warrant that any joint account holder on bank accounts used for repayment of the loan has consented to any withdrawals for payments or other transfers. For individuals who are approved for a loan, the consumer agrees that the Lender accepts no liability or responsibility for failing to make a transfer of approved loan funds within any specified period for any reason.